Channel: tiffanyferg

Category: Film & Animation

Tags: tiffany fergusonloanszero interestinternet analysisafterpaytiffanyfergquadpayinstallment plansbuy now pay lateraffirmklarnamoneyvideo essaycredit cardconsumerismcreditdebtcommentaryfinanceshopping

Description: INTERNET ANALYSIS. let's discuss services like Afterpay that let you buy now & pay later. // Signup for your FREE trial to The Great Courses Plus here: ow.ly/t9o530qpmBb (urban outfitters illustration in the thumbnail by Jasmy Liu, from this article: orangemag.co/orangeblog/2019/10/15/what-the-urban-outlet-sale-says-about-the-search-for-affordable-quality-clothing) TIME STAMPS BELOW: 0:00 - intro 0:38 - Afterpay, Klarna, & Quadpay allow you to split your purchases into 4 installments 2:15 - why not just use credit cards? 3:40 - the psychology of "buy now pay later" - why is it so appealing? 4:21 - consumerism in fashion & beauty... instant gratification 5:57 - you have to BUDGET! track your spending! 7:20 - sponsor moment! 8:56 - installment plan VS credit card.. which is better? 12:14 - living above your means 13:16 - 72 month (six year) car loans?? excuse me? 14:56 - installment plans & frequent upgrades for iPhones & other smartphones 15:47 - history of American consumerism (1930s vs 1950s spending habits) 17:53 - how do other countries compare? do y'all spend or save? LMK! WATCH MORE: Opening Up About My Student Loans and Credit Card Debt - youtu.be/tku2C-DgA6s How I Paid Off $10,000 in Credit Card Debt in 6 Months - youtu.be/f8JjqrVcv6s ♥ Instagram: instagram.com/tferg__ ♥ My Podcast, Previously Gifted: bit.ly/previouslygifted ♥ Vlog Channel: bit.ly/tfergvlogs ♥ Political Channel: bit.ly/sociallyunacceptable ♥♥♥ Use my affiliate links to support my channel :-) ♥♥♥ * My go-to eyeshadow palette (vegan and cruelty free!) amzn.to/2WnU5tX * 10% off Glossier (for first time customers). I use the Perfecting Skin Tint, "Cake" and "Zip" Generation Z lipstick - re.glossier.com/72ff5ffa *Sign up for my fav travel site, Airbnb, for a $40 credit! airbnb.com/c/tferguson42 *Here's an Amazon list with all of the equipment I use to film my videos, including my camera, mic, ring light, and more! bit.ly/filmingequipment Hello my dudes! My name is Tiffany Ferguson. I’m a 24 year old sharing my thoughts and life experiences. Here on Tiffanyferg, recently I've been working on my Internet Analysis series, where I research and discuss topics related to social issues and media. I also occasionally talk about my experiences with college, traveling, study abroad, veganism, and more. Business Inquiries: tiffanyferguson@select.co FTC: This video is sponsored by The Great Courses Plus. Links with * are affiliate, meaning I am compensated monetarily if you join or make a purchase.